Bank Statement Income

Enter each month's total deposits and any deposits not from business activity. Net deposits are totaled and averaged, then shown at each expense factor and multiplied by ownership %.

Bank statement analysis

%
Months are listed newest to oldest from here.

Deposit analysis

MonthTotal depositsExcluded depositsDescriptionNet deposits
Total
Excluded deposits = deposits not from business activity. If there were no deposits in a month, enter $0. To exclude several deposits in one month, separate them with + (e.g. 2500 + 800). You can also paste a column of amounts from Excel into any cell and it fills down.

Income calculation

Click a column to show it in the summary. Personal bank statements (0%) are not multiplied by ownership, matching the worksheet.
Monthly qualifying income
$0.00
Enter deposits to calculate
Same formulas as SGCP Bank Statement Calculator (FINAL 8.7.25): eligible deposits = total deposits − excluded deposits, summed by month across all accounts; average = total ÷ 12 or 24.